Various Features of Business Technology Solutions to Develop a Business
Establishing and running a small business demands various tasks to be performed properly. A number of small business owners find themselves in deep waters if they are unable to keep pace with the time and technology. With numerous latest inventions and additions to the business sector, you need to take advantage of as many tools and services available to make your job easier.Even if you have a tight budget, you can still manage to equip your business with great technologies in a reasonable price. For instance, a person will buy computer electronics to start up his business as no business has remained untouched by computers today.Technology solution- BenefitsWith the Internet receiving an overwhelming response worldwide, it is providing new enterprises for the entrepreneurs and small businessmen as well. Social networking, on one hand, has become an excellent way to make use of free technologies that can help your business. Creating your own accounts on these sites helps you to get the exposure to the world and other people.Another great option is to run your payroll online with many great online payroll solutions. It effectively helps you to operate your business and make it easier for your employees to get their money on time. Some other technologies like web conferencing solutions have great advantage of their own and number of business people take benefit of this to interact with their foreign clients.Nowadays, one can make a huge profit by availing IT solutions in one’s business as well. The virtual IT service providers can help a business with its security management, CRM, HRM, network planning and other computing services. The utility service providers efforts for the quality performance keeping in mind their business goals of the clients.The great option of virtual phone systems can be observed accelerating the your business to the heights. You can avail multiple extensions, call forwarding and many other integrated options all from one simple location. Even the smallest desktop business can maintain the professionalism of a big business. This facility further advances to tele-seminar which has also become quite common.Updating your business with such latest and beneficial services and technologies can turn one’s business into a high-end professional system.
Can You Be Your Own Internet Marketing Specialist?
The role of an internet marketing specialist is to drive traffic
to a website and to assist with the improvement of conversion
rates – converting website visitors to buyers. Some individuals
are good at driving traffic and others are good at creating web
copy that closes sales. In order to be a full-service internet
marketing specialist, you really have to have the skill to do
both because enormous amounts of traffic doesn’t matter a bit if
that traffic does not result in revenue.Even so, different people have different talents and one person’s
gifts may complement another’s. So, if you have strong skills in
one area and not the other, you may need to work with an internet
marketing specialist whose strengths compensate for your
weaknesses and vice versa. Sometimes an internet marketing team
achieves much more than any internet marketing specialist could
do alone.Specific tasks that an internet marketing specialist or team of
internet marketers engage in to accomplish the two main purposes
of internet marketing – driving traffic and closing sales -
include:1. Brainstorming2. Market research3. Identification of target markets and niche markets4. Competitor analysis5. Development of products and services6. Creation of a unique selling proposition7. Keyword research8. Identification, analysis and selection of marketingchannels9. Budgeting10. Strategic planning and setting of milestones11. Creation of marketing materials including sales copy12. Website development13. Administration of the internet marketing plan14. Analysis of the effectiveness of the marketing program15. Continual strengthening and improvement of the marketingplan and marketing programEffectively addressing all of these tasks that are necessary for
productive internet marketing really requires quite a vast skill
set. Everybody has strengths and weaknesses in various areas of
internet marketing. It is ideal if you have an internet marketing
team made up of individuals that are internet marketing
specialists in all of these areas; however, reality is not always
ideal. Because it is rare for any one individual to be strong in
each of these areas most people need professional assistance from
an internet marketing specialist with one or more of the internet
marketing tasks.If you work with an internet marketing specialist or a team of
internet marketers, it is vital that everyone on the team
communicates clearly and effectively. With clear communication
the results from specific internet marketing tasks can be
integrated to create a strong, effective internet marketing
program that produces significant results in regard to driving
traffic and generating revenues.In order to determine whether or not you are capable of being
your own internet marketing expert rather than contracting your
internet marketing tasks to an internet marketing specialist or
an internet marketing firm, do an honest analysis of your skills
as they relate to the fifteen internet marketing tasks mentioned
previously. In reviewing them, you are sure to find some that you
feel confident about and some that cause uncertainty. If you are
not comfortable with your own internet marketing knowledge and
skills, you may choose to hire an internet marketing specialist
to complete the tasks you are uneasy about, or you may choose to
pursue training or education to enhance your knowledge of
internet marketing and strengthen your own skills.With desire, drive, time and perseverance, just about anyone can
become an internet marketing specialist. To be an effective
internet marketing specialist you must be willing to learn from
others as well as learning from your own mistakes. As you gain
experience in internet marketing, you will naturally develop
expertise and as time marches on you will undoubtedly feel more
comfortable with tasks that seem complex at first and you will
definitely gain self-confidence as you experience the positive
effects of your internet marketing efforts.
Web Designing and Web Development of a CMS
A lot goes into developing a CMS, which is a short form for a Content Management System. For those of you who are not familiar with the idea of a CMS, through the progress of web designing and web development processes websites have gone from static to dynamic and now with hundreds and thousands of pages. If you are reading this article on a portal or social networking website, then you will get an idea from this very website how large websites have become. This very website that you are visiting will be having thousands of authors and numerous numbers of articles.To manage such huge amounts of pages, web development models around the world developed what has been termed as a CMS. A CMS allows an ease of control as well as the management of such huge amounts of data without going into the intricacies of web designing or web development. Managing such websites has become child’s play, and quite literally that. Blogs are an interesting aspect of CMS, if any of you have, or have had a blog registered on any of numerous sites available which give you easy platform to write and post, are all forms of CMS. These platforms allow you to easily manage the looks (web designing) as well as feel (web development) aspects of your blogs.Content Management Systems have decreased the difficulty of managing large websites to levels never seen in the past. With a handy and efficient CMS, companies and organizations can get rid of the whole IT departments which are responsible for managing the company web sites. The work of a whole team responsible for web designing and web development in IT departments can be cut short to a handful of people who can manage the websites through a handy CMS. CMS is virtually responsible for a whole new segment of the industry which has mushroomed in the last decade, the E-Commerce Portals and Solutions. Managing the e-commerce portals has become a fairly easy job with CMS platforms. It has become such a light job to launch and manage an e-commerce portal that even regional retailers have been enticed to take a ride of the online commerce bandwagon. In the earlier days, the issues involved in web designing as well as web development of such portals would have given nightmares to professionals. The whole trade cycle has been simplified to simple clicks with the advance in web development techniques. The looks which professionals with good web designing skills can impart with such portals amazes the audience with each new portal which is launched. A very famous portal which dealt in air tickets aimed at making the business clear to visitors who came to the portal via giving it a theme of an airport. This not only impressed the visitors but also made an impression to them of the professionalism of the portal in the business. Following with the point of themes, another major step forward for the web designing processes, the ease with which the themes can be changed in a CMS is amazing. If you have noticed the changed home pages of major blog writers, online shopping portals and other large websites on the festive occasions, it is only because CMS has solved the process to mere clicks of the mouse. Those of you who are familiar with the earlier techniques of doing the same, it could take up to days to implement a new theme onto the websites.As of now if you have started thinking that the need and scope of web development and web designing professionals has reduced due to these developments in the web technology, you are as wrong as you can get. With such technologies taking over the Web development and web designing procedures used the world over, the need of the professionals has only increased. As the development of the CMS, takes in-depth technical knowledge, expertise as well as time. They are pieces of software which need to be developed with utmost care and technical know-how. A poorly designed CMS can wreak havoc for your website or online portal with programming leaks and loopholes. Even after successful implementation of the CMS it needs utmost care and nurturing exactly like a plant or a pet, to make sure it doesn’t start behaving in ways we would not like. We would like it behave itself and not to let anybody without authority to take our stuff, especially if you are an online shopping portal. Maintaining CMS after implementation requires updating the programming codes and security loopholes which get created over time in any piece of software.
What are anti-ligature blinds?
Anti-ligature blinds are becoming increasingly popular in a range of different settings. The way these blinds differ from traditional blinds is that they are designed to prevent suicide by hanging.
Initially, uptake for this type of blind was largely restricted to high-risk environments such as psychiatric hospitals and prisons, where suicide is common. In mental health environments and detention centres, suicide via hanging is common and preventative measures must be implemented. A huge range of objects could be used to create a ligature point, meaning anti-ligature systems are highly important.
Over the years, anti-ligature blinds have been supplied to hospitals, schools, student accommodation and even hotels.
How do they work?
There are a range of different systems on the market, but the most reliable could well be the magnetic anti-ligature system. YewdaleKestrel® products utilise load release magnets which separate when a downward force is exerted on the product. This means that the product falls to the ground safely and prevents suicide via hanging.
The magnetic systems used in Yewdale’s products are highly reliable because magnets don’t lose their strength for hundreds of years, guaranteeing a lifetime of lifesaving functionality.
Anti-ligature blinds usually have a magnetic connection point above the blind’s barrel. The blind is easy to reconnect to the magnetic bracket after it has fallen to the floor.
If you are considering an anti-ligature blind, Yewdale is a highly recommended company. Based in the UK, Yewdale produce a wide range of anti-ligature products, commercial blinds, and healthcare products including hospital cubicle tracks and medical curtains.
Yewdale produce other anti-ligature products too including a soft, lightweight en-suite door and other accessories such as soap dispensers, toilet roll holder, shelves and artwork. You can see the full range on the website using the link below.
Complete weight loss strategy
For those who want to lose weight
Research on the causes of obesity, knowledge about weight loss, and various diets for weight loss are updated every year. However, with the update of knowledge and the release of diet pills one after another, the obesity rate continues to rise every year, and there is no sign of wanting to decline. I used to be very, very fat, and I am also a person who is prone to obesity.
So I understand the voices of fat people, I really want to lose weight, but I tried many ways to lose weight at that time without success.
I have tried the common boiled meals on the market, eating less and moving more, but it was not until I tried other diets that I managed to lose weight. After I lost weight, I began to study the essence and method of losing weight, and wrote him in this weight loss strategy article, hoping to help you.
A few key myths about losing weight
The weight loss myth of eating less and moving more
The phrase “eat less and move more” is actually true, but most people do it wrong. Many people think that they should eat less of everything, so they limit their calories to a very low level, and it feels a bit like eating an ultra-low-calorie fairy meal. Then, for the hyperactive part, the first thing that everyone thinks of is aerobic exercise such as running, cycling, etc., but in fact, this is a very short-term and easy way to regain weight, mainly because eating too little is an easy way to lose weight. The reason for the loss of muscle mass, coupled with the fact that aerobic training is not helpful for muscle mass growth, causes the metabolism to drop too much.
Maybe you can lose 5 kilograms in this way, but if your metabolism declines, you will easily regain the weight. And it’s all the fat that gets back up, not the muscle you lose that makes you look fatter than before. This is what we call the yo-yo effect, lose weight, get fat back, get fatter than before, lose weight, get back on Fat, get fatter than before.
Stop taking diet pills and meal replacements
At this time, you may start to seek other ways, eat weight loss meal replacements, taking diet pills, and so on. But believe me, most diet pills will inevitably hurt the body, especially the gastrointestinal tract. You may actually lose weight in the moment, but when your gastrointestinal tract is damaged, you will be fatter than before.
The key to understanding how to lose weight
You must have thought, why some people will not gain weight no matter what they eat, while some people will gain a kilogram the next day after eating a little bread? What is the cause of obesity? This is not a simple answer that can be solved!
You can see the link to the picture below, mainly talking about the influencing factors of obesity, which are very, very complicated.
Image source: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/296290/obesity-map-full-hi-res.pdf
In the middle of this picture is the heat balance
So we can know that calorie balance is very important
But this article doesn’t keep preaching that calorie balance is the key to losing weight like other sites
If you don’t know what calorie balance is, you can probably imagine that our body has calorie consumption (exercise, thermogenesis, basal metabolism), and calorie intake (eating).
When calorie consumption exceeds calorie intake, the weight will drop, so the truth of weight loss is to eat less and move more, very simple. In the short term, it is really possible to simply achieve weight loss by eating less and moving more, but simplicity is not simple, because the operation of the body is very complicated. Many people think that they can control their calorie consumption, that they can achieve a lot of calorie expenditure by running all the time, and that eating fairy meals (low-calorie meals) can reduce calorie intake and then easily lose it.
However, according to research, 90% of people who use calorie control, eat less and move more to lose weight will fail or regain the weight.
Because eating less and moving more for too long, metabolism will easily drop, hormones will easily become imbalanced, and muscle mass will easily be lost. Even if you lose 10 kilograms, you will easily regain weight.
When losing weight, the body is like a factory
For me, the key to long-term weight loss and maintaining good posture is the environment in the body, such as hormones, the level of inflammation in the body, and the gastrointestinal system.
Think of the body as a factory
-Your hormones are the managers and workers of factory operations
-Inflamed condition is how good factory machinery and hardware are
-Calorie intake is wages for factories as well as fuel
If the manager of this factory is an idiot, or if the hardware in your factory is completely rotten, then no matter how it works, it will create a pile of waste. Just as our hormones are already out of balance and the level of inflammation in the body is very high, no matter how much you eat, if you don’t solve the existing problems, it will easily accumulate into fat. It may be easier to understand with a few examples.
Hormones vs Weight Loss
This study looked at the effects of sleep and weight loss
Research source: https://www.ncbi.nlm.nih.gov/pubmed/20921542
Both groups of humans were calorie-restricted, but one group slept 5.5 hours a night and the other 8.5 hours. Both groups lost weight, but the group that slept less lost 55 percent less body fat and 65 percent more muscle mass than the group that slept more. It is equivalent to losing weight, but most of the loss is muscle mass, which reduces metabolism and makes it easy to regain weight later.
There is such a big difference mainly because poor sleep has a negative impact. The imbalance of the secretion of these things will easily increase fat and reduce muscle.
This next study looks at the effect of insulin sensitivity on body composition!
Research source: https://www.ncbi.nlm.nih.gov/pubmed/19471290
Basically, many chronic metabolic diseases, obesity, and poor muscle-building effects are closely related to low insulin sensitivity. Insulin is an anti-catabolic hormone whose main function is to store nutrients in cells. For example, after heavy training, our muscles will be more sensitive to insulin, and the nutrients we eat will be more easily absorbed into the muscles. When insulin sensitivity is low, the nutrients we eat are more likely to be stored as fat rather than absorbed into muscles.
We can simply say that the nutrients in the food eaten by people who are insulin insensitive are more likely to be stored as fat, and the relative fat mass will be much higher than the muscle mass.
To put it simply, the key to losing weight is actually to improve hormones, improve inflammation in the body, and add an appropriate calorie deficit. It is not difficult to achieve a calorie deficit. What is more difficult is how to choose the type of food that suits your body to improve hormones and achieve a long-term good body.
If you only pursue short-term weight loss and rely on a lot of calorie deficits to achieve the effect of weight loss, and then the hormones are still the same after the loss, then I can guarantee that you will gain weight very easily.
With so many ways to eat on the internet, which diet should I try?
When talking about losing weight in Taiwan 30 years ago, everyone would definitely want to use boiled meals
When it came to losing weight five years ago, everyone might think of using a low-sugar diet. When it came to losing weight in the past two or three years, everyone might directly think of the ketogenic diet.
I lost 30kg in 3 months on a low-sugar diet myself for the first time, so I used to believe that a low-sugar diet was the best way to lose weight
But after my long-term understanding of weight loss-related research, genetic cognition, and observation of students, there is no diet that is most suitable for everyone! Although it is said that high-carbohydrate foods will most stimulate insulin secretion, which in turn promotes the storage of nutrients into fat, some people are naturally good at metabolizing carbohydrates, so they can still be healthy and strong after eating high-carbohydrate throughout their lives.
For example, this study compared the responses of people with high and low insulin sensitivity to high- and low-carb diets.
Research source: https://onlinelibrary.wiley.com/doi/full/10.1038/oby.2005.79
The study concluded:
-For people with high insulin sensitivity, eating high-carb and low-fat to lose weight is very helpful
-However, people who are insulin insensitive use a high-carb low-fat diet to lose fat, but the weight loss effect is not so good.
But on the contrary, studies have also shown that people with low insulin sensitivity have a very good weight loss effect on a low-carb high-fat diet, which shows that improving insulin is very important for weight loss, and it also shows that people with insulin insensitivity are more suitable
Lose weight with a high-carb diet.
So if you have been obese for a long time, you know that you eat carbohydrates easily, or you know that you have diabetes in your family and want to lose fat, then I would suggest that you can start by reducing carbohydrates, which is what we call low carb diet!
The Negative Impact of E-Levy on Mobile Banking.
DEFINITION OF TERMS
Mobile Banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.
Electronic Transaction Levy or “E-Levy” is a tax applied on transactions made on electronic or digital platforms.
ADVANTAGES OF MOBILE BANKING
Mobile banking offers numerous benefits such as ease of transaction, convenience, time-saving, managing your finances, and budgeting. Some advantages of Mobile Banking in remote areas include:
Financial Inclusion — mobile banking offers convenient and easy banking services to people in remote areas. Thus, it allows banking on the go and offers all benefits of a banking system to rural areas without the presence of a financial institution.
Accessing the bank 24/7 — Mobile banking provides ubiquitous banking services without the need to visit the bank to have access to services. This offers time to benefit and ease of transacting at a distance.
Cost-benefit — Mobile banking saves the banks the cost of building physical infrastructures (branches) and maintaining branches and staff. Also, reduced costs on the customer side since the burden of visiting the bank for services is eliminated.
Improving resilience in the face of poverty — Mobile money acts as both a savings vehicle and a means of transferring funds during times of economic or environmental shocks.
Strengthening the formal economy — For many micro, small, and medium enterprises (MSMEs), opening a mobile money account can facilitate access to formal financial services. Mobile money is well placed to address the issue of informality that blights many developing economies and hampers domestic resource mobilization efforts. Mobile Money enables ease of transacting, thus increasing business profits for MSMEs.
Facilitating economic growth — Mobile money has been shown to contribute to economic growth by increasing both productivity and per capita incomes
DISADVANTAGES OF E-LEVY ON MOBILE BANKING
The design of mobile money taxation policy appears to be the antithesis of a well-designed tax system. The disadvantages include:
Inequity — Mobile money taxes as currently structured to create inequity in the tax system. As the tax is mostly borne by the poor and users of the services are subject to additional taxation (unlike bank or cash transactions), the principles of both horizontal and vertical equity in the tax system are contravened.
Uncertainty -. Uncertainty and lack of transparency over taxation systems can have a direct impact on the operations of the tax authority, increasing enforcement costs, as well as discouraging investment.
Inconvenience — The administration of mobile money transaction taxes creates an inconvenience for MMPs who must calculate and collect the tax on the revenue authority’s behalf. There is an additional inconvenience for users of the service for whom remote digital transactions become more expensive or out of reach if they revert back to cash.
Inefficiency — Badly designed mobile money taxes have been shown to have a distortionary impact on demand for mobile money services. This in turn has had negative impacts on overall tax takes, as well as impacting the attainment of national economic and development goals.
EFFECT OF MOBILE BANKING — CASE STUDIES
The decision to impose taxes on mobile bank transactions will trigger so many problems.
Ghana — According to The Fourth Estate Ghana; Although the government projects a 24% decline in transactions when the levy is finally implemented, preliminary findings published by the bank of Ghana indicate the value of mobile money transactions had dropped by 3.2 billion in December 2021, less than 2 months after the proposal to introduce E-levy.
Uganda — An e-levy of 1% introduced in 2018 has led to an overall drop in the person-to-person transaction by more than 50%, and a 24% drop in industry transactions within the same year the tax was introduced according to a report by Global system for mobile communication (GSMA).
Congo — An e-levy of 1% was introduced in 2019. The government had to reverse the tax on cash outs only due to negative results of the levy on Mobile money users such as a decline in mobile money agents (unemployment) and high-value withdrawals by people.
Other countries include Benin (5%) and Cameroun (0.2%). In all these countries, the e-levy has imposed a negative effect on the economy and people. If we want to ensure the financial inclusion of people in rural areas, we need to ensure that we encourage mobile banking by withdrawing the e-levy tax.
Reference:
https://thefourthestategh.com/2022/03/16/e-levy-this-is-what-happened-when-other-african-countries-passed-it/
Purohit, S., & Arora, R. (2021). The benefits and challenges of mobile banking at the Bottom of the pyramid. Journal of Contemporary Issues in Business and Government Vol, 27(1).
Charles G. Kpan, Jr. is an Information Technologist with over 5 years of experience in the provision of Information Technology Services and an emphasis on Web Development and Visual Branding. He’s the managing Director of CYGEC IT SOLUTIONS INC. and holds a bachelor’s Degree in Information Technology from Blue Crest University, Liberia.